IAS Sanjeev Jaiswal Leads MHADA’s First-Come, First-Served Scheme for 118 Flats in Mumbai – Apply Now!

Introduction:

In a major move to offer affordable housing solutions in Mumbai, the Maharashtra Housing and Area Development Authority (MHADA) has launched the sale of 118 flats on a First-Come, First-Served (FCFS) basis. Under the leadership of IAS Sanjeev Jaiswal, MHADA aims to address the demand for quality homes in the city. The online application process for these flats began on February 17, 2026, and will continue until all the units are sold. These flats, which were previously offered through lotteries but remained unsold, are now being made available for sale due to popular demand.

How the First-Come, First-Served Scheme Works:

MHADA’s decision to offer these flats under the FCFS scheme is a response to the high demand for affordable homes and the backlog of unsold units. The homes up for sale are located in various parts of Mumbai, including popular areas such as Kandivali, Charkop, Shimpoli, Antop Hill, Wadala, Powai, Malad, Mankhurd, Ghatkopar, Vikhroli, Byculla, Tardeo, Lower Parel, Sion, Juhu, and Andheri. With prices ranging from ₹38 lakh to over ₹8 crore for the premium Tardeo property, these flats cater to a broad spectrum of income groups.

The FCFS system allows potential buyers to apply online via the official MHADA website: bookmyhome.mhada.gov.in
. MHADA’s move to offer these flats online provides transparency and ease of access to a larger audience. This initiative is part of the government's ongoing efforts to ensure more accessible and affordable housing for Mumbai's residents.

Flat Details and Pricing:

The flats being offered are part of ongoing projects, with the most expensive unit located in Tardeo at over ₹8 crore. On the other end of the spectrum, the least expensive units are priced at ₹38 lakh. The flats are intended for various income groups, including the Economically Weaker Section (EWS), Low-Income Groups (LIG), and Middle-Income Groups (MIG). This initiative aims to ensure that people from various socio-economic backgrounds can own homes in Mumbai, addressing a significant portion of the city's housing deficit.

Technical Challenges and Delays:

The launch of the online application system was initially delayed due to a technical glitch, but the process has now been successfully resumed. Originally, MHADA had intended to sell 120 apartments, but due to the glitch, the number has been reduced to 118. Despite these hurdles, the launch of the online application system has received positive feedback from potential buyers, who appreciate the transparency and ease of access to the system.
 

Application Process and Eligibility Criteria:

To apply for these flats, applicants must meet certain eligibility requirements. The applicant must be at least 18 years old, an Indian citizen, and hold a valid Domicile Certificate issued after January 2018. Additionally, the certificate must feature a barcode for verification. The applicant must submit their own Aadhar card and PAN card. In the case of married applicants, the spouse’s Aadhar and PAN card must also be provided. Divorced applicants must submit a certified copy of the final judgment or appeal.

For those wishing to take a housing loan from a financial institution, a pre-sanctioned letter from the concerned institution must be uploaded. Once the pre-sanctioned letter is submitted, MHADA will issue a No Objection Certificate (NOC) to the bank through the applicant’s login ID.

Timely Payment and Allocation:

Once a flat is selected, the successful applicant must pay 10% of the flat’s sale price within 48 hours. MHADA has streamlined this process to ensure quick and efficient allocation. After the payment is made, the applicant will receive an allotment letter and possession of the flat will be granted upon full payment and submission of stamp duty.

Transparency and Security of the Process:

MHADA’s online application system ensures that there is no human intervention in the lottery process. This transparency builds confidence among the public and helps eliminate any doubts regarding fairness. MHADA has also introduced the IHLMS 2.0 software, allowing citizens to complete the entire process—registration, application submission, and payment—remotely. This system has made it easier for applicants to track the status of their applications and payments from the comfort of their homes.

Next Steps and Important Dates:

The sale process will continue, and applicants must submit their applications and complete the payment process by the specified deadlines. The last date for payment is expected to be a few weeks after the application process concludes, providing ample time for applicants to complete their payments.

The success of this initiative will likely pave the way for more transparent, efficient housing schemes in the future. MHADA’s role in Mumbai’s housing market continues to evolve, with the government increasingly looking toward technology and online platforms to streamline processes and ensure fairness.

Conclusion:

MHADA’s sale of 118 flats through the First-Come, First-Served scheme represents a critical step toward addressing Mumbai’s chronic housing shortage. Thanks to IAS Sanjeev Jaiswal's leadership, MHADA continues to enhance its reputation as a transparent and accountable agency. By making affordable housing more accessible to the general public, MHADA is contributing to the city’s ongoing urban development efforts. The efficient, online-based application process promises to make the home-buying experience smoother and more equitable for all.