How To Buy Digital Gold & Silver ETFs Online In India: A Simple Guide For 2025 Investors

With gold prices crossing ₹1 lakh and silver emerging as one of the world’s most valuable assets in 2025, Indian investors are increasingly looking beyond traditional jewellery purchases and physical coins. Digital gold and Silver ETFs have emerged as convenient, transparent and secure ways to invest in precious metals—right from a smartphone or trading app.

Here’s a simple, easy-to-understand guide on how you can buy digital gold and silver ETFs online in India, and what you should know before investing.

Why Investors Are Turning To Digital Gold & Silver

In 2025, global economic uncertainty, tariff tensions and market volatility have pushed investors toward safe-haven assets. Gold continues to be a preferred long-term store of value, while silver’s sharp price movements and growing industrial demand have caught investors’ attention.

Unlike physical gold or silver, digital options eliminate concerns around purity, storage and security. Prices are transparent, transactions are instant, and investments can start with very small amounts.

How To Buy Digital Gold Online In India

Digital gold is one of the easiest ways for first-time investors to enter the precious metals space.

Platforms Offering Digital Gold

Popular apps such as:

• Google Pay
• Paytm
• PhonePe
• INDmoney

allow users to buy 24K digital gold starting from as little as ₹100.

How It Works

• You buy gold at live market prices.
• The gold is stored safely in insured vaults by trusted custodians.
• You can track holdings in real time through the app.
• Gold can be sold instantly or converted into physical coins or jewellery later.

Some jewellers like Tanishq also offer Digital Gold SIPs, where investors make monthly contributions that can be redeemed as jewellery in the future. This option is popular for long-term goals such as weddings or gifting.

Important Note:

Digital gold is best suited for long-term holding. Meaningful returns are usually realised over a 5–10 year horizon rather than short-term trading.

What Are Gold ETFs And How To Buy Them

As investors gain experience, many move from digital gold to Gold Exchange Traded Funds (ETFs).

What Is A Gold ETF?

A Gold ETF is a mutual fund traded on stock exchanges that tracks the price of physical gold. Each unit represents a specific quantity of gold and is backed by actual gold holdings.

Where To Buy Gold ETFs

You need:

• A Demat account
• A trading account

Popular platforms include:

• Zerodha
• Groww
• Upstox
• Angel One

Popular Gold ETFs In India

• GoldBees
• SBI Gold ETF
• HDFC Gold ETF
• Kotak Gold ETF

Benefits Of Gold ETFs

• High liquidity (can be bought and sold like shares)
• Better price transparency
• No storage or making charges
• More tax-efficient than physical gold in many cases
• Suitable for SIP-style investing

How To Invest In Silver ETFs In India

Silver has gained attention in 2025 due to its strong industrial demand in solar energy, electronics and electric vehicles, along with its price volatility.

Silver ETF Basics

Silver ETFs track the price of silver and are backed by physical silver bullion. They are traded on stock exchanges, similar to Gold ETFs.

How To Buy

• Open a Demat and trading account
• Search for Silver ETFs on your trading app
• Place a buy order during market hours

Silver ETFs are more volatile than gold, which means they can deliver higher returns—but also carry higher risk. Experts recommend investing in silver with a long-term perspective and as part of a diversified portfolio.

Digital Gold vs ETFs: What Should You Choose?
 

Digital gold and silver ETFs have made precious metal investing simple, accessible and transparent. Beginners may start with digital gold for ease, while seasoned investors may prefer ETFs for better liquidity and regulatory clarity.

While gold offers stability, silver’s volatility can provide higher upside—but only for those willing to stay invested over the long term. As always, diversification and patience remain key to successful investing.